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Accounts Receivable
Loss and /or damage to debtors accounting records
Boiler Explosion
Damage to registered boilers by explosion, overheating etc.
Bonds
Performance guarantees (an alternative to bank guarantees)
Business Continuity Cover
A cover designed to relieve the costs of replacement of people in your business due to temporary or permanent disablement.
Business Packages
Combined policy for the full range of business insurances i.e. general property, legal liability, fire, glass, money ,burglary, theft of property following breaking and entering.
Business Interruption
Loss of trading income and the resulting increased expenses due to damage to fixed assets
Electronic Equipment
Accidental, mechanical and electrical breakdown of computers & associated equipment including consequential loss of income
Caravan
Loss or damage to caravans
Contract Works
Loss or damage to building projects during construction
Contractors Plant & Machinery
Loss or damage to the full range of plant/vehicles/cranes used by contractors
Trade Credit
Loss following insolvency of your debtors
Crop
Loss or damage of rural crops
CTP (Compulsory Third Party Insurance)
Provides compensation for other people injured by your vehicle when you or the person driving your vehicle is the driver at fault in an accident.
Fidelity Guarantee
Loss due to dishonesty of your employees.
Fire & Perils
Damage to assets caused by fire and nominated perils – generally excluding flood
General Property
Loss and/or damage to laptops and other portable plant and equipment whilst away from the insured premises
Glass
Damage to fixed glass
Greenslip
Refer to CTP (Compulsory Third Party Insurance)
Marine Transit/Cargo
Damage to Goods in Transit, both to and/or from overseas and/or locally
Householders
Damage to residential property, including coverage for personal valuables, legal liability and domestic workers compensation.
Industrial Special Risks
Damages and consequential following loss to fixed assets and property
Intellectual Property Legal Expenses
Expenses incurred to defend patent, trademark, copyright, etc
Legal Expenses
Costs incurred to take or defend nominated types of legal action
Landlords Protection
Damage to leased and/or rented residential property, including legal liability.
Machinery Breakdown
Repair costs incurred following breakdown of plant & equipment, including Business Interruption if required.
Marine Hull
Damage to ships/boats and related equipment
Marine Pleasure Craft
Damage to pleasure craft whilst in or on the water and including land transit
Money
Loss or damage to cash, cheques and negotiable instruments
Motor
Loss or damage to the full range of registered vehicles
Pluvius
Protection for loss of expenses incurred for a specific event due to nominated weather conditions.
Office Package
Combined policy for the full range of business insurances including general property, legal liability, fire, glass, money, burglary etc
Farm Package
Combined policy for the full range of rural and domestic insurances, such as home & contents, farm property, legal liability, farm machinery, tractors etc
Strata Title Package
Damage to strata property, including coverage for common contents, legal liability and workers compensation, fidelity guarantee, office bearers’ liability.
Tax Audit/Probe
Expenses due to unexpected tax audit (including GST)
Taxi
Loss or damage to the full range of registered vehicles.
Travel
Combined policy for Medical, Hospital, Baggage, and Cancellation etc for individual private or corporate travel in Australia or worldwide.
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