The list of Products is by no means exhaustive and if you wish to discuss any other insurance product not listed, please do not hesitate to call us.

We have separated the two main areas of general insurance products into Legal Liabilities and General Assets for your convenience.
 

GENERAL ASSET INSURANCES

Accounts Receivable - loss and /or damage to debtors accounting records
Boiler Explosion - damage to registered boilers by explosion, overheating etc.
Bonds - performance guarantees (an alternative to bank guarantees)

Business Continuity Cover - A cover designed to relieve the costs of replacement of people in your business due to temporary or permanent disablement.
Business Packages - combined policy for the full range of business insurances i.e. general property, legal liability, fire, glass, money ,burglary, theft of property following breaking and entering.
Business Interruption - loss of trading income and the resulting increased expenses due to damage to fixed assets
Electronic Equipment - accidental, mechanical and electrical breakdown of computers & associated equipment including consequential loss of income
Caravan - loss or damage to caravans
Contract Works - loss or damage to building projects during construction
Contractors Plant & Machinery - loss or damage to the full range of plant/vehicles/cranes used by contractors
Trade Credit - loss following insolvency of your debtors
Crop - loss or damage of rural crops

CTP (Compulsory Third Party Insurance) - provides compensation for other people injured by your vehicle when you or the person driving your vehicle is the driver at fault in an accident.
Fidelity Guarantee - loss due to dishonesty of your employees.
Fire & Perils - damage to assets caused by fire and nominated perils – generally excluding flood
General Property - loss and/or damage to laptops and other portable plant and equipment whilst away from the insured premises
Glass - damage to fixed glass

Greenslip - Refer to CTP (Compulsory Third Party Insurance)
Marine Transit/Cargo - damage to Goods in Transit, both to and/or from overseas and/or locally
Householders - damage to residential property, including coverage for personal valuables, legal liability and domestic workers compensation.
Industrial Special Risks - damages and consequential following loss to fixed assets and property
Intellectual Property Legal Expenses - expenses incurred to defend patent, trademark, copyright, etc
Legal Expenses - costs incurred to take or defend nominated types of legal action
Landlords Protection - damage to leased and/or rented residential property, including legal liability.
Machinery Breakdown - repair costs incurred following breakdown of plant & equipment, including Business Interruption if required.
Marine Hull - damage to ships/boats and related equipment
Marine Pleasure Craft - damage to pleasure craft whilst in or on the water and including land transit
Money - loss or damage to cash, cheques and negotiable instruments
Motor - loss or damage to the full range of registered vehicles
Pluvius - protection for loss of expenses incurred for a specific event due to nominated weather conditions.
Office Package - combined policy for the full range of business insurances including general property, legal liability, fire, glass, money, burglary etc
Farm Package - combined policy for the full range of rural and domestic insurances, such as home & contents, farm property, legal liability, farm machinery, tractors etc
Strata Title Package - damage to strata property, including coverage for common contents, legal liability and workers compensation, fidelity guarantee, office bearers’ liability.
Tax Audit/Probe - expenses due to unexpected tax audit (including GST)

Taxi - loss or damage to the full range of registered vehicles.
Travel - combined policy for Medical, Hospital, Baggage, and Cancellation etc for individual private or corporate travel in Australia or worldwide.

LEGAL LIABILITIES

Defamation - damages following libel or slander
Directors & Officer’s / Company Reimbursement - indemnity following a ‘wrongful act’ committed by the directors or officers or a company
Employment Practices Liability - covers defamation, sexual harassment, discrimination, libel as an employer
Environmental Impairment - covers bodily injury/property damage following gradual pollution
Industrial Disease - injury to employees on a mine site
Extra Territorial Workers Compensation - a variation of Workers Compensation benefits whilst employees are temporarily working elsewhere other than in the state of their employment e.g. particularly whilst overseas
Marine Liability - bodily injury/property damage arising from :
- operation of vessels
- carriers activities
- ship-repair and general marine activities
Motor – CTP (Greenslip) - third party bodily injury arising from the use of registered vehicles
Motor – Third Party Property Damage - property damage arising from the use of registered vehicles
Products Liability - bodily injury/property damage arising from products manufactured, imported or sold
Product Tamper / Recall - expenses following product tampering or recall of the damaged products.
Professional Indemnity - breach of duty arising from the professional activities of the insured. Do you give advice ?
Public Liability - bodily injury/property damage arising out of the insured's business activities
Trustees Liability - damages following mismanagement of superannuation funds by trustees
Workers’ Compensation - injury to employees at and/or from the workplace as per State Legislation.

Please contact us to discuss the details of any insurance you may be interested in purchasing.